|
| Loans |
Term |
APR* |
| Auto Loans -Rates based on Credit Score, Age of Vehicle and Amount Financed |
|
|
| New Auto Loan (2013 and Newer) |
72 Months
|
Starting at 2.95% |
| Used Collateral (2012 and Older) |
72 Months |
Starting at 3.25% |
| Share Secured Loan (100%) |
60 Months |
Starting at 2.95% |
| Signature Loan - Risk Based pricing by Credit Score |
48 Months |
As Low As 7.95% |
| Savings |
Minimum Balance |
Dividend/ Interest Rate |
APY* |
| Regular Share Account** |
$25.00 |
0.05% |
0.05% |
| Christmas Club Account |
No Minimum |
0.05% |
0.05% |
| IRA Account |
$50.00 |
0.05% |
0.05% |
Dividends are earned on accounts with balances up to $50,000.00 and paid quarterly.
*APY = Annual Percentage Yield
**=A $25.00 fee will be charged if the account is closed within 90 days of opening the account.
Fees could reduce the earnings on the accounts listed above.
*APR = Annual Percentage Rate
**Discontinueing or cancelling payroll deduction or automatic transfer will increase the loan rate by the deduction amount.
Rates on above accounts may change after the account is open.
** Discount rate for credit card processing may be assed by cc processor.
*APR = Annual Percentage Rate
* Rates for Funding for unsecured business loans available here.
Auto Loans that do not have the Yellowstone Federal Credit Union listed as a lien holder on the vehicles title, will be considered signature loans with the appropriate rates.
Loan payments that are late 10 days or more, will be charged a $25.00 fee each month
Discounts may be available, please inquire upon submission of your application.
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